How would I purchase an ETF? What is the cheapest way to buy an ETF? – Name withheld
Exchange traded funds (ETFs) are widely available from a variety of brokerage firms, says Roger Woodman, founder of Roger F. Woodman Jr. & Co., a financial advisory firm in Portland, Maine. Just open an account at a major online broker such as Fidelity, Vanguard, Charles Schwab, E*Trade, or TD Ameritrade, and you can MOREDec 7, 2012 6:30 AM ET
I'm planning on retiring when I turn 65, which is in five months. Do I wait until I'm 65 to apply for Medicare? – Sharon V.
If you're already receiving Social Security benefits, you'll be automatically enrolled in Medicare Parts A and B when you turn 65, says James Long, a licensed health insurance agent at Young's Insurance Services in Eagleville, Penn.
If you're not receiving Social Security benefits, however, consider signing MOREDec 6, 2012 6:30 AM ET
My mother and her ex-daughter-in-law shared the same first and last name. My ex-sister-in-law has ruined her credit ratings, and now my mother is having issues with her checks, charge cards, etc., due to sharing the same name. Creditors are not bothering to look at Social Security numbers. Is there any way to repair my mother's credit? – Scott
Untangling your mother's credit information may be a headache. Mixed credit files, MOREDec 5, 2012 6:30 AM ET
My mom just passed away, and I'm the beneficiary of her $25,000 life insurance policy. Am I taxed on this? I plan to disperse the money to others in my family. Can I pay tax on it off the top so others don't have to pay tax on the money? –Jerry
In general, the face value of a life insurance policy is not subject to federal income tax, says Susan Growney, MOREDec 4, 2012 6:32 AM ET
When you buy silver coins and have them delivered, how is that shipment protected and insured? Can you have the coins delivered directly to a bank to be put directly into safe deposit boxes?—Name withheld
When buying coins in precious metals, the seller will typically ship to any legitimate address, whether residential or commercial, and will fully insure the coins and replace the product should something happen in transit.
Once the silver MOREDec 3, 2012 6:29 AM ET
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