I have been trying to figure out how to start an investment portfolio. I have retirement savings through my company's 401(k), a Roth IRA and personal savings. I have a small sum (less than $3,000) but I am trying to plan for the long run. Do you have any suggestions on how to start small and grow the investment over time? — Michael C.
Step one is to avoid stashing that MORESep 14, 2012 6:30 AM ET
I'm 56 and am on Social Security disability. Do my benefits change when I reach my full retirement age of 66 years and 4 months? — Greg M.
Your benefits will change in name only starting with the month you reach full retirement age, according to Kia Green, a senior public affairs specialist with the Social Security Administration. At that point, they will be called retirement benefits rather than disability benefits. MORESep 13, 2012 6:30 AM ET
I am contemplating filing for bankruptcy. I have already met with a lawyer who assures me I have nothing to worry about, as it's more common these days. But what are some of the short- and long-term effects of filing for bankruptcy? What are my chances of being hired in finance? Will it affect my ability to rent an apartment or buy a home? How long will it take to MORESep 12, 2012 6:30 AM ET
My son is a junior in college. We have been financing his education by using $5,500 a year in Federal Direct Subsidized loans in his name. I am paying for his college as a gift to him so that he will not be burdened with a loan upon graduation. Would it be best for me to pay off the loan over a period of time so as to help him MORESep 11, 2012 6:30 AM ET
My parents, now deceased, had a reverse mortgage on their Florida home. The total paid out exceeds the current value by at least $40,000. What are my brothers' and my financial obligations regarding the house? We do not want it and are in the process of allowing the bank to take it through foreclosure. — William M.
The bank's claim against your parents' estate is limited to the house, because reverse MORESep 10, 2012 6:30 AM ET
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