The Help Desk

Your tough questions. MONEY's smart answers.
Presented by

Does part-time work affect unemployment benefits?

December 18, 2012: 6:30 AM ET

My husband was just laid off from his full-time job with the state of New York. He also has a part-time job on the weekend. Can he file for unemployment benefits and will they be impacted by his part-time job? — N.R.

Your husband can still apply for partial benefits with a part-time job, but those benefits will be reduced depending on how many days he works in a given week and how much he makes.

The precise rules vary by state. In your state, New York, a person may apply for partial benefits as long as he or she works fewer than four days a week and makes $405 or less during any given week, explains Jennifer Krinsky, press officer at the New York State Department of Labor. Each full or partial day of work causes your benefits to drop by one quarter for that week.

For instance, if your full benefit is calculated at $200 per week and you work one day in a given week, your benefit will drop to $150. If you work two days that week, the benefit for that week drops to $100. Any week you work for four or more days or earn more than $405 disqualifies you for that week's benefit.

Unemployment benefit calculations differ by state. For more information on how New York calculates its benefits, Krinsky points to the New York State Labor Department's FAQ page and pages four and nine of the New York State Department of Labor Unemployment Insurance Handbook.

— Austin Kilham

Got a question for the Help Desk? Send it to helpdesk@cnnmoney.com.

Posted in: Family Money
Join the Conversation
Help Desk

Got a question about your money? We want to hear it! Each week we're answering your questions on CNN, Headline News and CNNMoney.com.

Your email or phone number won't be published; we'll use it to get in touch if we need more information about your question.
Help Desk Video
  • NEXT
    Not enough money in America's 401(k)s
    Despite the surging stock market bringing balances to record highs, the average Fidelity 401(k) account has less than $100,000 in it. That's just not enough. Play
  • NEXT
    BACK
    Explaining Obama's myRA
    President Obama unveiled a new savings plan for retirement accounts, aimed at encouraging people to start building their nest egg. But how exactly does it work? Play
  • NEXT
    BACK
    Tricks on how to save in your 20s
    Saving for your retirement in your 20s doesn't have to be a financial burden. Prioritizing your expenses is usually the first step in building a nest egg. Play
  • BACK
    Don't get fooled by Black Friday sales
    Here are some of the tricks that retailers use to make you think you're getting a deal. Keep an eye out for them while shopping this Black Friday. Play
Best Tips
Some of the nation's leading business owners, investors, and thinkers share their thoughts on rebuilding your wealth. More
These strategies can help you manage the challenges -- both emotional and financial -- of helping an aging parent from afar. More
You don't need to be fanatical to get to 780. Those in the know say these moves matter most. More
Featured Newsletters

Tips for saving and spending smarter.

Search This Column
View all entries from this: Week, Month
Help Desk
More help for your career, your investments and your budget.
Powered by WordPress.com VIP.