The Help Desk

Your tough questions. MONEY's smart answers.
Presented by

How do you find a lost pension?

November 21, 2012: 6:30 AM ET

How do I find a pension if my old employer has merged several times and I can't locate it? — Kent David, Hot Springs Village, Ark.

Hit the phones: Arkansas is one of 30 states in which federally funded counseling centers provide free legal help with pensions and other retirement plans, such as 401(k)s. As long as you live or work in one of those states, or your company was based in one, you qualify. Go to for contact info and a list of included states. It helps to have at hand your employment dates and old pension paperwork.

Not covered by that program? Try the Pension Benefit Guaranty Corp. (800-400-7242), which has information on troubled plans and unclaimed pensions, or a union that represented workers at your old company.

— Anne C. Lee

Got a question for the Help Desk? Send it to

Posted in: Retirement
Join the Conversation
Help Desk

Got a question about your money? We want to hear it! Each week we're answering your questions on CNN, Headline News and

Your email or phone number won't be published; we'll use it to get in touch if we need more information about your question.
Help Desk Video
  • NEXT
    Not enough money in America's 401(k)s
    Despite the surging stock market bringing balances to record highs, the average Fidelity 401(k) account has less than $100,000 in it. That's just not enough. Play
  • NEXT
    Explaining Obama's myRA
    President Obama unveiled a new savings plan for retirement accounts, aimed at encouraging people to start building their nest egg. But how exactly does it work? Play
  • NEXT
    Tricks on how to save in your 20s
    Saving for your retirement in your 20s doesn't have to be a financial burden. Prioritizing your expenses is usually the first step in building a nest egg. Play
  • BACK
    Don't get fooled by Black Friday sales
    Here are some of the tricks that retailers use to make you think you're getting a deal. Keep an eye out for them while shopping this Black Friday. Play
Best Tips
Some of the nation's leading business owners, investors, and thinkers share their thoughts on rebuilding your wealth. More
These strategies can help you manage the challenges -- both emotional and financial -- of helping an aging parent from afar. More
You don't need to be fanatical to get to 780. Those in the know say these moves matter most. More
Featured Newsletters

Tips for saving and spending smarter.

Search This Column
View all entries from this: Week, Month
Help Desk
More help for your career, your investments and your budget.
Powered by VIP.